By NextChange, a digital-asset trading and payments platform, said on Friday it is expanding its services to combine cryptocurrency trading, fiat currency deposits and withdrawals, and a crypto-funded Mastercard within a single account.
The company said the platform now supports more than 1,800 cryptocurrencies, coins and tokens, offering both simplified conversion tools for casual users and more advanced trading options for those seeking greater control over order execution.
NextChange is a global digital asset trading and financial-technology platform developed by BANX TECHNOLOGIES INC.
Trading And Conversion Services
The platform offers an instant conversion feature that lets users exchange supported cryptocurrencies without going through a traditional order book, the company said. It also provides spot trading, in which assets are bought and sold at current market prices.
Perpetual futures and margin trading, which allow users to trade with borrowed funds or take leveraged positions, are also available, but only subject to user eligibility, regional availability and applicable regulations, NextChange said.
The company cautioned that perpetual futures and margin or leveraged products carry additional risks, including the potential for magnified losses and liquidation of a user’s position.
Supported assets on the platform include Bitcoin, Ethereum, Solana, XRP, BNB, Tether, USD Coin, Dogecoin, Cardano, Avalanche, Chainlink, TRON, Litecoin and Polygon, among others, according to the company.
Fiat Services
NextChange said it is also developing fiat deposit and withdrawal services through banking and payment channels, intended to let users move between digital assets and conventional currency within the same account.
The company said the availability of specific currencies, banking channels and payment methods will vary depending on a customer’s country of residence, verification status and applicable regulatory requirements.
Crypto-Funded Mastercard
The platform also includes the NextChange Black Mastercard, a card that allows customers to spend supported cryptocurrencies through Mastercard’s payment network, the company said.
Customers can fund the card with cryptocurrency and use it for online purchases, in-store payments and ATM withdrawals. The digital assets are converted into traditional currency at the time a transaction is completed.
The company said the card can be used in more than 180 countries wherever Mastercard is accepted, subject to regional availability and cardholder eligibility.
The card is available in virtual and physical formats and supports instant top-ups, real-time transaction alerts, spending controls and the ability to freeze the card. It also said the card is compatible with Apple Pay and Google Pay and can be used for contactless payments via smartphones and smartwatches.
Security Measures
NextChange said its security systems include cold-wallet storage, multi-layer asset protection, two-factor authentication, encrypted communications, fraud detection, withdrawal protections and continuous monitoring for suspicious activity.
The company said identity verification may be required before customers can access certain services, transaction limits, fiat payment channels or the card product.
Context
Cryptocurrency exchanges have increasingly sought to bundle trading, banking-style services and card products in an effort to compete for retail users and reduce reliance on separate providers for spending crypto holdings.
Rivals including Coinbase, Binance and Crypto.com have launched similar card products in past years, some of which were later scaled back or discontinued in various markets amid regulatory and cost pressures.
NextChange said in its announcement that cryptocurrency prices can be highly volatile and that trading, perpetual futures, margin trading and leveraged products involve substantial risk that may not be suitable for all users.
The company said product availability, supported assets, payment methods, leverage limits, card services and other features may vary by jurisdiction and customer eligibility.
