iTrustCapital said on Tuesday it has launched trading in thousands of U.S. stocks and exchange-traded funds, letting clients hold equities alongside cryptocurrency and precious metals in the same retirement or investment account.

The Irvine, California-based fintech platform, which has offered crypto and physical gold and silver since 2018, said the expansion allows investors to build diversified portfolios without opening separate brokerage accounts.

Stocks and ETFs are now available through iTrustCapital’s self-directed Tax-Advantaged IRA and its Premium Custody Account, the company said in a statement. Both account types previously offered only cryptocurrency and precious metals.

“Investors shouldn’t have to choose between asset classes or manage multiple platforms to build a diversified portfolio,” iTrustCapital Chief Executive Kevin Maloney said in the statement.

Maloney said the company aims to give investors “more choices, more flexibility, and more ways to invest” as it expands beyond its crypto-IRA roots.

The platform’s expanded lineup includes individual stocks such as Apple (AAPL.O), Tesla (TSLA.O), Nvidia (NVDA.O), Amazon (AMZN.O), Microsoft (MSFT.O) and Coinbase (COIN.O), as well as broad-market ETFs including the SPDR S&P 500 ETF (SPY.P) and Invesco QQQ (QQQ.O), the company said.

Clients can buy fractional shares starting at $20, and eligible self-directed stock and ETF trades are commission-free, according to iTrustCapital. Equity and ETF trading is available during standard U.S. market hours of 9:30 a.m. to 4:00 p.m. Eastern time, Monday through Friday, excluding holidays.

Access to the new brokerage features is provided by Apex Clearing Corp, a subsidiary of Apex Fintech Solutions that is registered with the U.S. Securities and Exchange Commission and is a member of the Financial Industry Regulatory Authority and the Securities Investor Protection Corp, iTrustCapital said.

iTrustCapital itself is not a broker-dealer, exchange, custodian or investment adviser and does not provide investment or tax advice, the company said. Stocks and ETFs are made available through third-party, FINRA-registered brokers, and some taxes may apply to transactions within the accounts.

The move positions iTrustCapital to compete more directly with self-directed IRA providers and crypto platforms that have broadened into traditional securities as investor demand grows for accounts that combine digital assets with stocks and bonds.

Self-directed IRAs allow account holders to invest retirement savings in a wider range of assets than conventional individual retirement accounts, which are typically limited to stocks, bonds, mutual funds and similar securities offered by a brokerage or fund company.

iTrustCapital said its existing offering already includes more than 100 cryptocurrencies, including bitcoin, ether, solana and XRP, along with physical gold and silver, all tradable around the clock. Those assets will now sit alongside stocks and ETFs in a single dashboard, the company said.

The company reported an average customer rating of 4.9 out of 5 across more than 15,000 reviews on Google and Trustpilot, and said it provides support through a U.S.-based client service team.

iTrustCapital said it plans further additions to the platform, including an artificial intelligence-powered tool intended to automate cryptocurrency trades based on preset market signals and risk limits. The company said the tool is designed to help investors respond to crypto markets that trade continuously.

The company also said it intends to introduce crypto-backed loans, which would let clients borrow against their digital-asset holdings rather than sell them.

iTrustCapital describes itself as a fintech platform for traditional and alternative assets, offering self-directed Tax-Advantaged IRAs for retirement savings, Premium Custody Accounts for everyday investing, and Treasury Accounts for businesses, trusts and nonprofits.

The company said it relies on regulated third-party U.S. banks, custodians, broker-dealers and institutional storage providers to secure client assets.

Self-directed retirement accounts that hold cryptocurrency have drawn increased attention from individual investors in recent years, as digital-asset prices have risen and more platforms have sought to offer tax-advantaged ways to hold crypto and other alternative assets.

Financial regulators, including the SEC, have repeatedly cautioned that investments in cryptocurrency and other alternative assets carry risks not present in conventional retirement holdings, including price volatility and limited regulatory oversight compared with traditional securities.